LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,432
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,503
−HK$1,088/mo
Today · 4.125%
HK$36,591
baseline
▲ 0.50% · 4.625%
HK$38,818
+HK$2,227/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,182/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,306
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,333
−HK$1,042/mo
Today · 4.125%
HK$40,375
baseline
▲ 0.50% · 4.625%
HK$42,503
+HK$2,128/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,750/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,319
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,604
−HK$1,306/mo
Today · 4.125%
HK$43,910
baseline
▲ 0.50% · 4.625%
HK$46,582
+HK$2,672/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,820/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,967
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,199
−HK$1,251/mo
Today · 4.125%
HK$48,450
baseline
▲ 0.50% · 4.625%
HK$51,004
+HK$2,554/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,900/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,205
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,705
−HK$1,523/mo
Today · 4.125%
HK$51,228
baseline
▲ 0.50% · 4.625%
HK$54,345
+HK$3,117/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$102,456/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,628
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$55,066
−HK$1,459/mo
Today · 4.125%
HK$56,525
baseline
▲ 0.50% · 4.625%
HK$59,505
+HK$2,980/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$113,050/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,978
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,906
−HK$1,959/mo
Today · 4.125%
HK$65,865
baseline
▲ 0.50% · 4.625%
HK$69,872
+HK$4,007/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$131,730/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,950
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,799
−HK$1,876/mo
Today · 4.125%
HK$72,675
baseline
▲ 0.50% · 4.625%
HK$76,506
+HK$3,831/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$145,350/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,257 · Scale 2, in force from 26 Feb 2026)