LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,434
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,505
−HK$1,088/mo
Today · 4.125%
HK$36,593
baseline
▲ 0.50% · 4.625%
HK$38,820
+HK$2,227/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,186/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,307
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,335
−HK$1,042/mo
Today · 4.125%
HK$40,377
baseline
▲ 0.50% · 4.625%
HK$42,505
+HK$2,128/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,754/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,321
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,606
−HK$1,306/mo
Today · 4.125%
HK$43,912
baseline
▲ 0.50% · 4.625%
HK$46,584
+HK$2,672/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,824/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,969
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,202
−HK$1,250/mo
Today · 4.125%
HK$48,452
baseline
▲ 0.50% · 4.625%
HK$51,006
+HK$2,554/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,904/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,207
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,707
−HK$1,523/mo
Today · 4.125%
HK$51,230
baseline
▲ 0.50% · 4.625%
HK$54,348
+HK$3,118/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$102,460/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,630
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,069
−HK$1,459/mo
Today · 4.125%
HK$56,528
baseline
▲ 0.50% · 4.625%
HK$59,507
+HK$2,979/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$113,056/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,981
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,909
−HK$1,959/mo
Today · 4.125%
HK$65,868
baseline
▲ 0.50% · 4.625%
HK$69,876
+HK$4,008/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$131,736/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,953
−HK$3,725/mo
▼ 0.25% · 3.875%
HK$70,802
−HK$1,876/mo
Today · 4.125%
HK$72,678
baseline
▲ 0.50% · 4.625%
HK$76,509
+HK$3,831/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$145,356/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,283 · Scale 2, in force from 26 Feb 2026)