LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,438
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,509
−HK$1,088/mo
Today · 4.125%
HK$36,597
baseline
▲ 0.50% · 4.625%
HK$38,824
+HK$2,227/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,194/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,311
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,339
−HK$1,042/mo
Today · 4.125%
HK$40,381
baseline
▲ 0.50% · 4.625%
HK$42,510
+HK$2,129/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,762/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,325
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,610
−HK$1,306/mo
Today · 4.125%
HK$43,916
baseline
▲ 0.50% · 4.625%
HK$46,589
+HK$2,673/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,832/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,974
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$47,207
−HK$1,250/mo
Today · 4.125%
HK$48,457
baseline
▲ 0.50% · 4.625%
HK$51,012
+HK$2,555/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,914/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,213
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,712
−HK$1,524/mo
Today · 4.125%
HK$51,236
baseline
▲ 0.50% · 4.625%
HK$54,353
+HK$3,117/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$102,472/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,636
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,074
−HK$1,460/mo
Today · 4.125%
HK$56,534
baseline
▲ 0.50% · 4.625%
HK$59,514
+HK$2,980/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$113,068/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,988
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$63,916
−HK$1,959/mo
Today · 4.125%
HK$65,875
baseline
▲ 0.50% · 4.625%
HK$69,883
+HK$4,008/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$131,750/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,960
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,810
−HK$1,876/mo
Today · 4.125%
HK$72,686
baseline
▲ 0.50% · 4.625%
HK$76,518
+HK$3,832/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$145,372/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,343 · Scale 2, in force from 26 Feb 2026)