LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,438
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,509
−HK$1,089/mo
Today · 4.125%
HK$36,598
baseline
▲ 0.50% · 4.625%
HK$38,824
+HK$2,226/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,196/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,312
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,339
−HK$1,043/mo
Today · 4.125%
HK$40,382
baseline
▲ 0.50% · 4.625%
HK$42,510
+HK$2,128/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,764/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,326
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,611
−HK$1,306/mo
Today · 4.125%
HK$43,917
baseline
▲ 0.50% · 4.625%
HK$46,589
+HK$2,672/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,834/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,974
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,207
−HK$1,251/mo
Today · 4.125%
HK$48,458
baseline
▲ 0.50% · 4.625%
HK$51,012
+HK$2,554/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,916/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,213
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,713
−HK$1,524/mo
Today · 4.125%
HK$51,237
baseline
▲ 0.50% · 4.625%
HK$54,354
+HK$3,117/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$102,474/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,637
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,075
−HK$1,460/mo
Today · 4.125%
HK$56,535
baseline
▲ 0.50% · 4.625%
HK$59,515
+HK$2,980/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$113,070/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,988
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,917
−HK$1,959/mo
Today · 4.125%
HK$65,876
baseline
▲ 0.50% · 4.625%
HK$69,884
+HK$4,008/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$131,752/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,961
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,811
−HK$1,876/mo
Today · 4.125%
HK$72,687
baseline
▲ 0.50% · 4.625%
HK$76,519
+HK$3,832/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$145,374/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,351 · Scale 2, in force from 26 Feb 2026)