LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,442
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,513
−HK$1,089/mo
Today · 4.125%
HK$36,602
baseline
▲ 0.50% · 4.625%
HK$38,829
+HK$2,227/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,204/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,316
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,344
−HK$1,042/mo
Today · 4.125%
HK$40,386
baseline
▲ 0.50% · 4.625%
HK$42,515
+HK$2,129/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,772/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,330
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,616
−HK$1,306/mo
Today · 4.125%
HK$43,922
baseline
▲ 0.50% · 4.625%
HK$46,594
+HK$2,672/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,844/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,979
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,213
−HK$1,250/mo
Today · 4.125%
HK$48,463
baseline
▲ 0.50% · 4.625%
HK$51,018
+HK$2,555/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,926/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,219
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$49,718
−HK$1,524/mo
Today · 4.125%
HK$51,242
baseline
▲ 0.50% · 4.625%
HK$54,360
+HK$3,118/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$102,484/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,643
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,081
−HK$1,460/mo
Today · 4.125%
HK$56,541
baseline
▲ 0.50% · 4.625%
HK$59,521
+HK$2,980/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$113,082/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,995
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,924
−HK$1,959/mo
Today · 4.125%
HK$65,883
baseline
▲ 0.50% · 4.625%
HK$69,892
+HK$4,009/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$131,766/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,969
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,819
−HK$1,876/mo
Today · 4.125%
HK$72,695
baseline
▲ 0.50% · 4.625%
HK$76,527
+HK$3,832/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$145,390/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,414 · Scale 2, in force from 26 Feb 2026)