LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,443
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,514
−HK$1,089/mo
Today · 4.125%
HK$36,603
baseline
▲ 0.50% · 4.625%
HK$38,830
+HK$2,227/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,206/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,317
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,345
−HK$1,042/mo
Today · 4.125%
HK$40,387
baseline
▲ 0.50% · 4.625%
HK$42,516
+HK$2,129/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,774/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,331
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,617
−HK$1,306/mo
Today · 4.125%
HK$43,923
baseline
▲ 0.50% · 4.625%
HK$46,596
+HK$2,673/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,846/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,981
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,214
−HK$1,251/mo
Today · 4.125%
HK$48,465
baseline
▲ 0.50% · 4.625%
HK$51,020
+HK$2,555/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,930/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,220
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,720
−HK$1,524/mo
Today · 4.125%
HK$51,244
baseline
▲ 0.50% · 4.625%
HK$54,362
+HK$3,118/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$102,488/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,644
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,083
−HK$1,459/mo
Today · 4.125%
HK$56,542
baseline
▲ 0.50% · 4.625%
HK$59,523
+HK$2,981/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$113,084/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,997
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,926
−HK$1,959/mo
Today · 4.125%
HK$65,885
baseline
▲ 0.50% · 4.625%
HK$69,894
+HK$4,009/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$131,770/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,971
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,821
−HK$1,876/mo
Today · 4.125%
HK$72,697
baseline
▲ 0.50% · 4.625%
HK$76,529
+HK$3,832/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$145,394/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,430 · Scale 2, in force from 26 Feb 2026)