LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,444
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,515
−HK$1,089/mo
Today · 4.125%
HK$36,604
baseline
▲ 0.50% · 4.625%
HK$38,831
+HK$2,227/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,208/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,318
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,346
−HK$1,043/mo
Today · 4.125%
HK$40,389
baseline
▲ 0.50% · 4.625%
HK$42,518
+HK$2,129/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,778/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,333
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$42,618
−HK$1,306/mo
Today · 4.125%
HK$43,924
baseline
▲ 0.50% · 4.625%
HK$46,597
+HK$2,673/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,848/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,982
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,215
−HK$1,251/mo
Today · 4.125%
HK$48,466
baseline
▲ 0.50% · 4.625%
HK$51,021
+HK$2,555/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,932/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,221
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,721
−HK$1,524/mo
Today · 4.125%
HK$51,245
baseline
▲ 0.50% · 4.625%
HK$54,363
+HK$3,118/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$102,490/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,646
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,084
−HK$1,460/mo
Today · 4.125%
HK$56,544
baseline
▲ 0.50% · 4.625%
HK$59,525
+HK$2,981/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$113,088/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,999
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,927
−HK$1,960/mo
Today · 4.125%
HK$65,887
baseline
▲ 0.50% · 4.625%
HK$69,896
+HK$4,009/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$131,774/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,973
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,823
−HK$1,876/mo
Today · 4.125%
HK$72,699
baseline
▲ 0.50% · 4.625%
HK$76,532
+HK$3,833/mo
Deposit HK$1.51M · loan HK$13.59M · min. income ≈ HK$145,398/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,446 · Scale 2, in force from 26 Feb 2026)