LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,445
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,516
−HK$1,089/mo
Today · 4.125%
HK$36,605
baseline
▲ 0.50% · 4.625%
HK$38,832
+HK$2,227/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,210/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,319
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,347
−HK$1,042/mo
Today · 4.125%
HK$40,389
baseline
▲ 0.50% · 4.625%
HK$42,518
+HK$2,129/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,778/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,333
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,619
−HK$1,306/mo
Today · 4.125%
HK$43,925
baseline
▲ 0.50% · 4.625%
HK$46,598
+HK$2,673/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,850/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,983
−HK$2,484/mo
▼ 0.25% · 3.875%
HK$47,216
−HK$1,251/mo
Today · 4.125%
HK$48,467
baseline
▲ 0.50% · 4.625%
HK$51,022
+HK$2,555/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,934/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,222
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,722
−HK$1,524/mo
Today · 4.125%
HK$51,246
baseline
▲ 0.50% · 4.625%
HK$54,365
+HK$3,119/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$102,492/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,647
−HK$2,898/mo
▼ 0.25% · 3.875%
HK$55,086
−HK$1,459/mo
Today · 4.125%
HK$56,545
baseline
▲ 0.50% · 4.625%
HK$59,526
+HK$2,981/mo
Deposit HK$4.53M · loan HK$10.57M · min. income ≈ HK$113,090/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,000
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,929
−HK$1,959/mo
Today · 4.125%
HK$65,888
baseline
▲ 0.50% · 4.625%
HK$69,897
+HK$4,009/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$131,776/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,975
−HK$3,726/mo
▼ 0.25% · 3.875%
HK$70,824
−HK$1,877/mo
Today · 4.125%
HK$72,701
baseline
▲ 0.50% · 4.625%
HK$76,533
+HK$3,832/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$145,402/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,459 · Scale 2, in force from 26 Feb 2026)