LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,449
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,521
−HK$1,089/mo
Today · 4.125%
HK$36,610
baseline
▲ 0.50% · 4.625%
HK$38,837
+HK$2,227/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,220/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,325
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,352
−HK$1,043/mo
Today · 4.125%
HK$40,395
baseline
▲ 0.50% · 4.625%
HK$42,524
+HK$2,129/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,790/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,339
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,625
−HK$1,307/mo
Today · 4.125%
HK$43,932
baseline
▲ 0.50% · 4.625%
HK$46,605
+HK$2,673/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,864/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,989
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,223
−HK$1,251/mo
Today · 4.125%
HK$48,474
baseline
▲ 0.50% · 4.625%
HK$51,029
+HK$2,555/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,948/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,229
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,729
−HK$1,525/mo
Today · 4.125%
HK$51,254
baseline
▲ 0.50% · 4.625%
HK$54,372
+HK$3,118/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$102,508/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,654
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,093
−HK$1,460/mo
Today · 4.125%
HK$56,553
baseline
▲ 0.50% · 4.625%
HK$59,534
+HK$2,981/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$113,106/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,009
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,938
−HK$1,959/mo
Today · 4.125%
HK$65,897
baseline
▲ 0.50% · 4.625%
HK$69,907
+HK$4,010/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$131,794/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,984
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,834
−HK$1,877/mo
Today · 4.125%
HK$72,711
baseline
▲ 0.50% · 4.625%
HK$76,544
+HK$3,833/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$145,422/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,538 · Scale 2, in force from 26 Feb 2026)