LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,450
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,522
−HK$1,089/mo
Today · 4.125%
HK$36,611
baseline
▲ 0.50% · 4.625%
HK$38,838
+HK$2,227/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,222/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,326
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,354
−HK$1,042/mo
Today · 4.125%
HK$40,396
baseline
▲ 0.50% · 4.625%
HK$42,526
+HK$2,130/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,792/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,340
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,626
−HK$1,307/mo
Today · 4.125%
HK$43,933
baseline
▲ 0.50% · 4.625%
HK$46,606
+HK$2,673/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,866/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,991
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,224
−HK$1,252/mo
Today · 4.125%
HK$48,476
baseline
▲ 0.50% · 4.625%
HK$51,031
+HK$2,555/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,952/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,231
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,731
−HK$1,524/mo
Today · 4.125%
HK$51,255
baseline
▲ 0.50% · 4.625%
HK$54,374
+HK$3,119/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$102,510/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,656
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,095
−HK$1,460/mo
Today · 4.125%
HK$56,555
baseline
▲ 0.50% · 4.625%
HK$59,536
+HK$2,981/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$113,110/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,011
−HK$3,888/mo
▼ 0.25% · 3.875%
HK$63,940
−HK$1,959/mo
Today · 4.125%
HK$65,899
baseline
▲ 0.50% · 4.625%
HK$69,909
+HK$4,010/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$131,798/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,986
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,836
−HK$1,877/mo
Today · 4.125%
HK$72,713
baseline
▲ 0.50% · 4.625%
HK$76,546
+HK$3,833/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$145,426/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,555 · Scale 2, in force from 26 Feb 2026)