LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,451
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,522
−HK$1,089/mo
Today · 4.125%
HK$36,611
baseline
▲ 0.50% · 4.625%
HK$38,839
+HK$2,228/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,222/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,326
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,354
−HK$1,043/mo
Today · 4.125%
HK$40,397
baseline
▲ 0.50% · 4.625%
HK$42,526
+HK$2,129/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,794/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,341
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$42,627
−HK$1,306/mo
Today · 4.125%
HK$43,933
baseline
▲ 0.50% · 4.625%
HK$46,607
+HK$2,674/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$87,866/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,991
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,225
−HK$1,251/mo
Today · 4.125%
HK$48,476
baseline
▲ 0.50% · 4.625%
HK$51,031
+HK$2,555/mo
Deposit HK$6.04M · loan HK$9.06M · min. income ≈ HK$96,952/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,231
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,731
−HK$1,525/mo
Today · 4.125%
HK$51,256
baseline
▲ 0.50% · 4.625%
HK$54,374
+HK$3,118/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$102,512/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,657
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,096
−HK$1,460/mo
Today · 4.125%
HK$56,556
baseline
▲ 0.50% · 4.625%
HK$59,537
+HK$2,981/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$113,112/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,011
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,940
−HK$1,960/mo
Today · 4.125%
HK$65,900
baseline
▲ 0.50% · 4.625%
HK$69,910
+HK$4,010/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$131,800/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,987
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,837
−HK$1,877/mo
Today · 4.125%
HK$72,714
baseline
▲ 0.50% · 4.625%
HK$76,547
+HK$3,833/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$145,428/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,562 · Scale 2, in force from 26 Feb 2026)