LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,453
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,524
−HK$1,089/mo
Today · 4.125%
HK$36,613
baseline
▲ 0.50% · 4.625%
HK$38,841
+HK$2,228/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,226/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,328
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,356
−HK$1,043/mo
Today · 4.125%
HK$40,399
baseline
▲ 0.50% · 4.625%
HK$42,528
+HK$2,129/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,798/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,343
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,629
−HK$1,307/mo
Today · 4.125%
HK$43,936
baseline
▲ 0.50% · 4.625%
HK$46,609
+HK$2,673/mo
Deposit HK$6.04M · loan HK$9.07M · min. income ≈ HK$87,872/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,994
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,227
−HK$1,252/mo
Today · 4.125%
HK$48,479
baseline
▲ 0.50% · 4.625%
HK$51,034
+HK$2,555/mo
Deposit HK$6.04M · loan HK$9.07M · min. income ≈ HK$96,958/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,234
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$49,734
−HK$1,524/mo
Today · 4.125%
HK$51,258
baseline
▲ 0.50% · 4.625%
HK$54,377
+HK$3,119/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$102,516/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,660
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,099
−HK$1,460/mo
Today · 4.125%
HK$56,559
baseline
▲ 0.50% · 4.625%
HK$59,540
+HK$2,981/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$113,118/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,015
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,944
−HK$1,960/mo
Today · 4.125%
HK$65,904
baseline
▲ 0.50% · 4.625%
HK$69,914
+HK$4,010/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$131,808/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,991
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,841
−HK$1,877/mo
Today · 4.125%
HK$72,718
baseline
▲ 0.50% · 4.625%
HK$76,551
+HK$3,833/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$145,436/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,592 · Scale 2, in force from 26 Feb 2026)