LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,454
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,525
−HK$1,089/mo
Today · 4.125%
HK$36,614
baseline
▲ 0.50% · 4.625%
HK$38,842
+HK$2,228/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$73,228/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,329
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,357
−HK$1,043/mo
Today · 4.125%
HK$40,400
baseline
▲ 0.50% · 4.625%
HK$42,530
+HK$2,130/mo
Deposit HK$7.55M · loan HK$7.55M · min. income ≈ HK$80,800/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,344
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,630
−HK$1,307/mo
Today · 4.125%
HK$43,937
baseline
▲ 0.50% · 4.625%
HK$46,610
+HK$2,673/mo
Deposit HK$6.04M · loan HK$9.07M · min. income ≈ HK$87,874/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,995
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,229
−HK$1,251/mo
Today · 4.125%
HK$48,480
baseline
▲ 0.50% · 4.625%
HK$51,036
+HK$2,556/mo
Deposit HK$6.04M · loan HK$9.07M · min. income ≈ HK$96,960/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,235
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,735
−HK$1,525/mo
Today · 4.125%
HK$51,260
baseline
▲ 0.50% · 4.625%
HK$54,379
+HK$3,119/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$102,520/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,661
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,100
−HK$1,460/mo
Today · 4.125%
HK$56,560
baseline
▲ 0.50% · 4.625%
HK$59,542
+HK$2,982/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$113,120/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,016
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,946
−HK$1,959/mo
Today · 4.125%
HK$65,905
baseline
▲ 0.50% · 4.625%
HK$69,916
+HK$4,011/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$131,810/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,608 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,993
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,843
−HK$1,877/mo
Today · 4.125%
HK$72,720
baseline
▲ 0.50% · 4.625%
HK$76,553
+HK$3,833/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$145,440/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,608 · Scale 2, in force from 26 Feb 2026)