LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,456
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,527
−HK$1,089/mo
Today · 4.125%
HK$36,616
baseline
▲ 0.50% · 4.625%
HK$38,844
+HK$2,228/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,232/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,332
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,360
−HK$1,042/mo
Today · 4.125%
HK$40,402
baseline
▲ 0.50% · 4.625%
HK$42,532
+HK$2,130/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,804/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,347
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,633
−HK$1,307/mo
Today · 4.125%
HK$43,940
baseline
▲ 0.50% · 4.625%
HK$46,613
+HK$2,673/mo
Deposit HK$6.04M · loan HK$9.07M · min. income ≈ HK$87,880/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,998
−HK$2,485/mo
▼ 0.25% · 3.875%
HK$47,231
−HK$1,252/mo
Today · 4.125%
HK$48,483
baseline
▲ 0.50% · 4.625%
HK$51,039
+HK$2,556/mo
Deposit HK$6.04M · loan HK$9.07M · min. income ≈ HK$96,966/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,238
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,738
−HK$1,525/mo
Today · 4.125%
HK$51,263
baseline
▲ 0.50% · 4.625%
HK$54,382
+HK$3,119/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$102,526/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,664
−HK$2,899/mo
▼ 0.25% · 3.875%
HK$55,103
−HK$1,460/mo
Today · 4.125%
HK$56,563
baseline
▲ 0.50% · 4.625%
HK$59,545
+HK$2,982/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$113,126/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,020
−HK$3,889/mo
▼ 0.25% · 3.875%
HK$63,949
−HK$1,960/mo
Today · 4.125%
HK$65,909
baseline
▲ 0.50% · 4.625%
HK$69,920
+HK$4,011/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$131,818/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,997
−HK$3,727/mo
▼ 0.25% · 3.875%
HK$70,847
−HK$1,877/mo
Today · 4.125%
HK$72,724
baseline
▲ 0.50% · 4.625%
HK$76,558
+HK$3,834/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$145,448/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,641 · Scale 2, in force from 26 Feb 2026)