LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,463
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,535
−HK$1,089/mo
Today · 4.125%
HK$36,624
baseline
▲ 0.50% · 4.625%
HK$38,852
+HK$2,228/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,248/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,339
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,368
−HK$1,043/mo
Today · 4.125%
HK$40,411
baseline
▲ 0.50% · 4.625%
HK$42,541
+HK$2,130/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,822/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,355
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,641
−HK$1,307/mo
Today · 4.125%
HK$43,948
baseline
▲ 0.50% · 4.625%
HK$46,623
+HK$2,675/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$87,896/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,007
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,241
−HK$1,252/mo
Today · 4.125%
HK$48,493
baseline
▲ 0.50% · 4.625%
HK$51,049
+HK$2,556/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$96,986/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,248
−HK$3,025/mo
▼ 0.25% · 3.875%
HK$49,748
−HK$1,525/mo
Today · 4.125%
HK$51,273
baseline
▲ 0.50% · 4.625%
HK$54,393
+HK$3,120/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$102,546/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,675
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,115
−HK$1,460/mo
Today · 4.125%
HK$56,575
baseline
▲ 0.50% · 4.625%
HK$59,557
+HK$2,982/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$113,150/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,033
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,962
−HK$1,961/mo
Today · 4.125%
HK$65,923
baseline
▲ 0.50% · 4.625%
HK$69,934
+HK$4,011/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$131,846/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,011
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,862
−HK$1,877/mo
Today · 4.125%
HK$72,739
baseline
▲ 0.50% · 4.625%
HK$76,573
+HK$3,834/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$145,478/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,755 · Scale 2, in force from 26 Feb 2026)