LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,466
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,538
−HK$1,089/mo
Today · 4.125%
HK$36,627
baseline
▲ 0.50% · 4.625%
HK$38,856
+HK$2,229/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,254/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,343
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,371
−HK$1,043/mo
Today · 4.125%
HK$40,414
baseline
▲ 0.50% · 4.625%
HK$42,544
+HK$2,130/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,828/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,359
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,645
−HK$1,307/mo
Today · 4.125%
HK$43,952
baseline
▲ 0.50% · 4.625%
HK$46,627
+HK$2,675/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$87,904/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,011
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,245
−HK$1,252/mo
Today · 4.125%
HK$48,497
baseline
▲ 0.50% · 4.625%
HK$51,053
+HK$2,556/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$96,994/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,252
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,753
−HK$1,525/mo
Today · 4.125%
HK$51,278
baseline
▲ 0.50% · 4.625%
HK$54,398
+HK$3,120/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$102,556/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,680
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,119
−HK$1,461/mo
Today · 4.125%
HK$56,580
baseline
▲ 0.50% · 4.625%
HK$59,562
+HK$2,982/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$113,160/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,038
−HK$3,890/mo
▼ 0.25% · 3.875%
HK$63,968
−HK$1,960/mo
Today · 4.125%
HK$65,928
baseline
▲ 0.50% · 4.625%
HK$69,940
+HK$4,012/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$131,856/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,805 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,017
−HK$3,728/mo
▼ 0.25% · 3.875%
HK$70,868
−HK$1,877/mo
Today · 4.125%
HK$72,745
baseline
▲ 0.50% · 4.625%
HK$76,580
+HK$3,835/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$145,490/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,805 · Scale 2, in force from 26 Feb 2026)