LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,466
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,538
−HK$1,090/mo
Today · 4.125%
HK$36,628
baseline
▲ 0.50% · 4.625%
HK$38,856
+HK$2,228/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,256/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,343
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,372
−HK$1,043/mo
Today · 4.125%
HK$40,415
baseline
▲ 0.50% · 4.625%
HK$42,545
+HK$2,130/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,830/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,360
−HK$2,593/mo
▼ 0.25% · 3.875%
HK$42,646
−HK$1,307/mo
Today · 4.125%
HK$43,953
baseline
▲ 0.50% · 4.625%
HK$46,628
+HK$2,675/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$87,906/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,012
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,246
−HK$1,252/mo
Today · 4.125%
HK$48,498
baseline
▲ 0.50% · 4.625%
HK$51,054
+HK$2,556/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$96,996/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,253
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,754
−HK$1,525/mo
Today · 4.125%
HK$51,279
baseline
▲ 0.50% · 4.625%
HK$54,399
+HK$3,120/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$102,558/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,681
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,121
−HK$1,460/mo
Today · 4.125%
HK$56,581
baseline
▲ 0.50% · 4.625%
HK$59,564
+HK$2,983/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$113,162/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,039
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,969
−HK$1,961/mo
Today · 4.125%
HK$65,930
baseline
▲ 0.50% · 4.625%
HK$69,942
+HK$4,012/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$131,860/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,818 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,018
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,869
−HK$1,878/mo
Today · 4.125%
HK$72,747
baseline
▲ 0.50% · 4.625%
HK$76,582
+HK$3,835/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$145,494/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,818 · Scale 2, in force from 26 Feb 2026)