LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,468
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,541
−HK$1,089/mo
Today · 4.125%
HK$36,630
baseline
▲ 0.50% · 4.625%
HK$38,859
+HK$2,229/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,260/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,346
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,374
−HK$1,044/mo
Today · 4.125%
HK$40,418
baseline
▲ 0.50% · 4.625%
HK$42,548
+HK$2,130/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,836/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$566,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,362
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,649
−HK$1,307/mo
Today · 4.125%
HK$43,956
baseline
▲ 0.50% · 4.625%
HK$46,631
+HK$2,675/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$87,912/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,015
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,249
−HK$1,252/mo
Today · 4.125%
HK$48,501
baseline
▲ 0.50% · 4.625%
HK$51,058
+HK$2,557/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$97,002/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,256
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,757
−HK$1,525/mo
Today · 4.125%
HK$51,282
baseline
▲ 0.50% · 4.625%
HK$54,402
+HK$3,120/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$102,564/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,684
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,124
−HK$1,461/mo
Today · 4.125%
HK$56,585
baseline
▲ 0.50% · 4.625%
HK$59,567
+HK$2,982/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$113,170/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,043
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,973
−HK$1,961/mo
Today · 4.125%
HK$65,934
baseline
▲ 0.50% · 4.625%
HK$69,946
+HK$4,012/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$131,868/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,022
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,874
−HK$1,878/mo
Today · 4.125%
HK$72,752
baseline
▲ 0.50% · 4.625%
HK$76,586
+HK$3,834/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$145,504/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,852 · Scale 2, in force from 26 Feb 2026)