LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,470
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,542
−HK$1,089/mo
Today · 4.125%
HK$36,631
baseline
▲ 0.50% · 4.625%
HK$38,860
+HK$2,229/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,262/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$566,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,347
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,375
−HK$1,044/mo
Today · 4.125%
HK$40,419
baseline
▲ 0.50% · 4.625%
HK$42,549
+HK$2,130/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,838/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$566,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,363
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,650
−HK$1,307/mo
Today · 4.125%
HK$43,957
baseline
▲ 0.50% · 4.625%
HK$46,632
+HK$2,675/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$87,914/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,016
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,251
−HK$1,252/mo
Today · 4.125%
HK$48,503
baseline
▲ 0.50% · 4.625%
HK$51,059
+HK$2,556/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$97,006/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,257
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,758
−HK$1,526/mo
Today · 4.125%
HK$51,284
baseline
▲ 0.50% · 4.625%
HK$54,404
+HK$3,120/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$102,568/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,686
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,126
−HK$1,460/mo
Today · 4.125%
HK$56,586
baseline
▲ 0.50% · 4.625%
HK$59,569
+HK$2,983/mo
Deposit HK$4.53M · loan HK$10.58M · min. income ≈ HK$113,172/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,045
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,975
−HK$1,961/mo
Today · 4.125%
HK$65,936
baseline
▲ 0.50% · 4.625%
HK$69,948
+HK$4,012/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$131,872/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,870 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,025
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,876
−HK$1,878/mo
Today · 4.125%
HK$72,754
baseline
▲ 0.50% · 4.625%
HK$76,589
+HK$3,835/mo
Deposit HK$1.51M · loan HK$13.60M · min. income ≈ HK$145,508/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,870 · Scale 2, in force from 26 Feb 2026)