LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,470
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,542
−HK$1,090/mo
Today · 4.125%
HK$36,632
baseline
▲ 0.50% · 4.625%
HK$38,861
+HK$2,229/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,264/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$566,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,348
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,376
−HK$1,043/mo
Today · 4.125%
HK$40,419
baseline
▲ 0.50% · 4.625%
HK$42,550
+HK$2,131/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,838/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$566,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,364
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,651
−HK$1,307/mo
Today · 4.125%
HK$43,958
baseline
▲ 0.50% · 4.625%
HK$46,633
+HK$2,675/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$87,916/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,017
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,251
−HK$1,252/mo
Today · 4.125%
HK$48,503
baseline
▲ 0.50% · 4.625%
HK$51,060
+HK$2,557/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$97,006/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,258
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,759
−HK$1,525/mo
Today · 4.125%
HK$51,284
baseline
▲ 0.50% · 4.625%
HK$54,405
+HK$3,121/mo
Deposit HK$4.54M · loan HK$10.58M · min. income ≈ HK$102,568/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,687
−HK$2,900/mo
▼ 0.25% · 3.875%
HK$55,126
−HK$1,461/mo
Today · 4.125%
HK$56,587
baseline
▲ 0.50% · 4.625%
HK$59,570
+HK$2,983/mo
Deposit HK$4.54M · loan HK$10.58M · min. income ≈ HK$113,174/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,046
−HK$3,891/mo
▼ 0.25% · 3.875%
HK$63,976
−HK$1,961/mo
Today · 4.125%
HK$65,937
baseline
▲ 0.50% · 4.625%
HK$69,949
+HK$4,012/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$131,874/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,026
−HK$3,729/mo
▼ 0.25% · 3.875%
HK$70,877
−HK$1,878/mo
Today · 4.125%
HK$72,755
baseline
▲ 0.50% · 4.625%
HK$76,590
+HK$3,835/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$145,510/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,878 · Scale 2, in force from 26 Feb 2026)