LTV · monthly repayment
▼ 0.50% · 3.625%
HK$344,747
−HK$21,618/mo
▼ 0.25% · 3.875%
HK$355,470
−HK$10,895/mo
Today · 4.125%
HK$366,365
baseline
▲ 0.50% · 4.625%
HK$388,658
+HK$22,293/mo
Deposit HK$75.59M · loan HK$75.59M · min. income ≈ HK$732,730/mo (50% DSR)
Upfront cash ≈ HK$85.42M (deposit + AVD stamp duty HK$9,827,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$383,527
−HK$20,721/mo
▼ 0.25% · 3.875%
HK$393,813
−HK$10,435/mo
Today · 4.125%
HK$404,248
baseline
▲ 0.50% · 4.625%
HK$425,556
+HK$21,308/mo
Deposit HK$75.59M · loan HK$75.59M · min. income ≈ HK$808,496/mo (50% DSR)
Upfront cash ≈ HK$85.42M (deposit + AVD stamp duty HK$9,827,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$413,696
−HK$25,942/mo
▼ 0.25% · 3.875%
HK$426,564
−HK$13,074/mo
Today · 4.125%
HK$439,638
baseline
▲ 0.50% · 4.625%
HK$466,389
+HK$26,751/mo
Deposit HK$60.48M · loan HK$90.71M · min. income ≈ HK$879,276/mo (50% DSR)
Upfront cash ≈ HK$70.30M (deposit + AVD stamp duty HK$9,827,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$460,233
−HK$24,865/mo
▼ 0.25% · 3.875%
HK$472,576
−HK$12,522/mo
Today · 4.125%
HK$485,098
baseline
▲ 0.50% · 4.625%
HK$510,668
+HK$25,570/mo
Deposit HK$60.48M · loan HK$90.71M · min. income ≈ HK$970,196/mo (50% DSR)
Upfront cash ≈ HK$70.30M (deposit + AVD stamp duty HK$9,827,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$482,645
−HK$30,266/mo
▼ 0.25% · 3.875%
HK$497,658
−HK$15,253/mo
Today · 4.125%
HK$512,911
baseline
▲ 0.50% · 4.625%
HK$544,121
+HK$31,210/mo
Deposit HK$45.36M · loan HK$105.83M · min. income ≈ HK$1,025,822/mo (50% DSR)
Upfront cash ≈ HK$55.18M (deposit + AVD stamp duty HK$9,827,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$536,938
−HK$29,009/mo
▼ 0.25% · 3.875%
HK$551,338
−HK$14,609/mo
Today · 4.125%
HK$565,947
baseline
▲ 0.50% · 4.625%
HK$595,779
+HK$29,832/mo
Deposit HK$45.36M · loan HK$105.83M · min. income ≈ HK$1,131,894/mo (50% DSR)
Upfront cash ≈ HK$55.18M (deposit + AVD stamp duty HK$9,827,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$620,544
−HK$38,913/mo
▼ 0.25% · 3.875%
HK$639,846
−HK$19,611/mo
Today · 4.125%
HK$659,457
baseline
▲ 0.50% · 4.625%
HK$699,584
+HK$40,127/mo
Deposit HK$15.12M · loan HK$136.07M · min. income ≈ HK$1,318,914/mo (50% DSR)
Upfront cash ≈ HK$24.95M (deposit + AVD stamp duty HK$9,827,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$690,349
−HK$37,297/mo
▼ 0.25% · 3.875%
HK$708,864
−HK$18,782/mo
Today · 4.125%
HK$727,646
baseline
▲ 0.50% · 4.625%
HK$766,001
+HK$38,355/mo
Deposit HK$15.12M · loan HK$136.07M · min. income ≈ HK$1,455,292/mo (50% DSR)
Upfront cash ≈ HK$24.95M (deposit + AVD stamp duty HK$9,827,197 · Scale 2, in force from 26 Feb 2026)