LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,476
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,548
−HK$1,090/mo
Today · 4.125%
HK$36,638
baseline
▲ 0.50% · 4.625%
HK$38,867
+HK$2,229/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,276/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$566,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,354
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,383
−HK$1,043/mo
Today · 4.125%
HK$40,426
baseline
▲ 0.50% · 4.625%
HK$42,557
+HK$2,131/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,852/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$566,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,371
−HK$2,594/mo
▼ 0.25% · 3.875%
HK$42,658
−HK$1,307/mo
Today · 4.125%
HK$43,965
baseline
▲ 0.50% · 4.625%
HK$46,641
+HK$2,676/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$87,930/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,025
−HK$2,486/mo
▼ 0.25% · 3.875%
HK$47,259
−HK$1,252/mo
Today · 4.125%
HK$48,511
baseline
▲ 0.50% · 4.625%
HK$51,068
+HK$2,557/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$97,022/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,266
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,768
−HK$1,525/mo
Today · 4.125%
HK$51,293
baseline
▲ 0.50% · 4.625%
HK$54,414
+HK$3,121/mo
Deposit HK$4.54M · loan HK$10.58M · min. income ≈ HK$102,586/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,696
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,136
−HK$1,461/mo
Today · 4.125%
HK$56,597
baseline
▲ 0.50% · 4.625%
HK$59,580
+HK$2,983/mo
Deposit HK$4.54M · loan HK$10.58M · min. income ≈ HK$113,194/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,056
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$63,987
−HK$1,961/mo
Today · 4.125%
HK$65,948
baseline
▲ 0.50% · 4.625%
HK$69,961
+HK$4,013/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$131,896/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,037
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,889
−HK$1,878/mo
Today · 4.125%
HK$72,767
baseline
▲ 0.50% · 4.625%
HK$76,603
+HK$3,836/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$145,534/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,973 · Scale 2, in force from 26 Feb 2026)