LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,476
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,549
−HK$1,089/mo
Today · 4.125%
HK$36,638
baseline
▲ 0.50% · 4.625%
HK$38,867
+HK$2,229/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,276/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$566,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,354
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,383
−HK$1,044/mo
Today · 4.125%
HK$40,427
baseline
▲ 0.50% · 4.625%
HK$42,558
+HK$2,131/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,854/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$566,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,371
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,658
−HK$1,308/mo
Today · 4.125%
HK$43,966
baseline
▲ 0.50% · 4.625%
HK$46,641
+HK$2,675/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$87,932/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,025
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,260
−HK$1,252/mo
Today · 4.125%
HK$48,512
baseline
▲ 0.50% · 4.625%
HK$51,069
+HK$2,557/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$97,024/mo (50% DSR)
Upfront cash ≈ HK$6.61M (deposit + AVD stamp duty HK$566,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,267
−HK$3,026/mo
▼ 0.25% · 3.875%
HK$49,768
−HK$1,525/mo
Today · 4.125%
HK$51,293
baseline
▲ 0.50% · 4.625%
HK$54,414
+HK$3,121/mo
Deposit HK$4.54M · loan HK$10.58M · min. income ≈ HK$102,586/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,696
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,136
−HK$1,461/mo
Today · 4.125%
HK$56,597
baseline
▲ 0.50% · 4.625%
HK$59,581
+HK$2,984/mo
Deposit HK$4.54M · loan HK$10.58M · min. income ≈ HK$113,194/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$566,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,057
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$63,987
−HK$1,962/mo
Today · 4.125%
HK$65,949
baseline
▲ 0.50% · 4.625%
HK$69,961
+HK$4,012/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$131,898/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,038
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,889
−HK$1,879/mo
Today · 4.125%
HK$72,768
baseline
▲ 0.50% · 4.625%
HK$76,604
+HK$3,836/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$145,536/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$566,979 · Scale 2, in force from 26 Feb 2026)