LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,481
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,553
−HK$1,090/mo
Today · 4.125%
HK$36,643
baseline
▲ 0.50% · 4.625%
HK$38,873
+HK$2,230/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,286/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,360
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,388
−HK$1,044/mo
Today · 4.125%
HK$40,432
baseline
▲ 0.50% · 4.625%
HK$42,563
+HK$2,131/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,864/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,377
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,664
−HK$1,308/mo
Today · 4.125%
HK$43,972
baseline
▲ 0.50% · 4.625%
HK$46,647
+HK$2,675/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$87,944/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,031
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,266
−HK$1,252/mo
Today · 4.125%
HK$48,518
baseline
▲ 0.50% · 4.625%
HK$51,076
+HK$2,558/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$97,036/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,273
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,775
−HK$1,525/mo
Today · 4.125%
HK$51,300
baseline
▲ 0.50% · 4.625%
HK$54,422
+HK$3,122/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$102,600/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$567,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,703
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,144
−HK$1,461/mo
Today · 4.125%
HK$56,605
baseline
▲ 0.50% · 4.625%
HK$59,588
+HK$2,983/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$113,210/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$567,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,065
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$63,996
−HK$1,961/mo
Today · 4.125%
HK$65,957
baseline
▲ 0.50% · 4.625%
HK$69,971
+HK$4,014/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$131,914/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,047
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,899
−HK$1,879/mo
Today · 4.125%
HK$72,778
baseline
▲ 0.50% · 4.625%
HK$76,614
+HK$3,836/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$145,556/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,055 · Scale 2, in force from 26 Feb 2026)