LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,482
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,555
−HK$1,090/mo
Today · 4.125%
HK$36,645
baseline
▲ 0.50% · 4.625%
HK$38,875
+HK$2,230/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,290/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,361
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,390
−HK$1,044/mo
Today · 4.125%
HK$40,434
baseline
▲ 0.50% · 4.625%
HK$42,565
+HK$2,131/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,868/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,379
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,666
−HK$1,308/mo
Today · 4.125%
HK$43,974
baseline
▲ 0.50% · 4.625%
HK$46,650
+HK$2,676/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$87,948/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,034
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,268
−HK$1,253/mo
Today · 4.125%
HK$48,521
baseline
▲ 0.50% · 4.625%
HK$51,078
+HK$2,557/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$97,042/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,275
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,777
−HK$1,526/mo
Today · 4.125%
HK$51,303
baseline
▲ 0.50% · 4.625%
HK$54,424
+HK$3,121/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$102,606/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$567,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,706
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,146
−HK$1,462/mo
Today · 4.125%
HK$56,608
baseline
▲ 0.50% · 4.625%
HK$59,591
+HK$2,983/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$113,216/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$567,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,068
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$63,999
−HK$1,962/mo
Today · 4.125%
HK$65,961
baseline
▲ 0.50% · 4.625%
HK$69,974
+HK$4,013/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$131,922/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,051
−HK$3,730/mo
▼ 0.25% · 3.875%
HK$70,902
−HK$1,879/mo
Today · 4.125%
HK$72,781
baseline
▲ 0.50% · 4.625%
HK$76,618
+HK$3,837/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$145,562/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,083 · Scale 2, in force from 26 Feb 2026)