LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,485
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,557
−HK$1,090/mo
Today · 4.125%
HK$36,647
baseline
▲ 0.50% · 4.625%
HK$38,877
+HK$2,230/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,294/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,364
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,393
−HK$1,044/mo
Today · 4.125%
HK$40,437
baseline
▲ 0.50% · 4.625%
HK$42,568
+HK$2,131/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,874/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,382
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,669
−HK$1,308/mo
Today · 4.125%
HK$43,977
baseline
▲ 0.50% · 4.625%
HK$46,653
+HK$2,676/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$87,954/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,037
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,271
−HK$1,253/mo
Today · 4.125%
HK$48,524
baseline
▲ 0.50% · 4.625%
HK$51,082
+HK$2,558/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$97,048/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,279
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,780
−HK$1,526/mo
Today · 4.125%
HK$51,306
baseline
▲ 0.50% · 4.625%
HK$54,428
+HK$3,122/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$102,612/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$567,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,710
−HK$2,901/mo
▼ 0.25% · 3.875%
HK$55,150
−HK$1,461/mo
Today · 4.125%
HK$56,611
baseline
▲ 0.50% · 4.625%
HK$59,595
+HK$2,984/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$113,222/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$567,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,073
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$64,003
−HK$1,962/mo
Today · 4.125%
HK$65,965
baseline
▲ 0.50% · 4.625%
HK$69,979
+HK$4,014/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$131,930/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,055
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,907
−HK$1,879/mo
Today · 4.125%
HK$72,786
baseline
▲ 0.50% · 4.625%
HK$76,623
+HK$3,837/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$145,572/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,121 · Scale 2, in force from 26 Feb 2026)