LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,485
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,558
−HK$1,090/mo
Today · 4.125%
HK$36,648
baseline
▲ 0.50% · 4.625%
HK$38,878
+HK$2,230/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,296/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,365
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,394
−HK$1,043/mo
Today · 4.125%
HK$40,437
baseline
▲ 0.50% · 4.625%
HK$42,569
+HK$2,132/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,874/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,382
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,670
−HK$1,308/mo
Today · 4.125%
HK$43,978
baseline
▲ 0.50% · 4.625%
HK$46,653
+HK$2,675/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$87,956/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,038
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,272
−HK$1,253/mo
Today · 4.125%
HK$48,525
baseline
▲ 0.50% · 4.625%
HK$51,083
+HK$2,558/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$97,050/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,280
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,781
−HK$1,526/mo
Today · 4.125%
HK$51,307
baseline
▲ 0.50% · 4.625%
HK$54,429
+HK$3,122/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$102,614/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$567,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,710
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,151
−HK$1,461/mo
Today · 4.125%
HK$56,612
baseline
▲ 0.50% · 4.625%
HK$59,596
+HK$2,984/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$113,224/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$567,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,074
−HK$3,892/mo
▼ 0.25% · 3.875%
HK$64,005
−HK$1,961/mo
Today · 4.125%
HK$65,966
baseline
▲ 0.50% · 4.625%
HK$69,980
+HK$4,014/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$131,932/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,130 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,056
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,908
−HK$1,879/mo
Today · 4.125%
HK$72,787
baseline
▲ 0.50% · 4.625%
HK$76,624
+HK$3,837/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$145,574/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,130 · Scale 2, in force from 26 Feb 2026)