LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,486
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,558
−HK$1,090/mo
Today · 4.125%
HK$36,648
baseline
▲ 0.50% · 4.625%
HK$38,878
+HK$2,230/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,296/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,365
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,394
−HK$1,044/mo
Today · 4.125%
HK$40,438
baseline
▲ 0.50% · 4.625%
HK$42,569
+HK$2,131/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,876/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,383
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,670
−HK$1,308/mo
Today · 4.125%
HK$43,978
baseline
▲ 0.50% · 4.625%
HK$46,654
+HK$2,676/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$87,956/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,038
−HK$2,487/mo
▼ 0.25% · 3.875%
HK$47,273
−HK$1,252/mo
Today · 4.125%
HK$48,525
baseline
▲ 0.50% · 4.625%
HK$51,083
+HK$2,558/mo
Deposit HK$6.05M · loan HK$9.07M · min. income ≈ HK$97,050/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,280
−HK$3,027/mo
▼ 0.25% · 3.875%
HK$49,782
−HK$1,525/mo
Today · 4.125%
HK$51,307
baseline
▲ 0.50% · 4.625%
HK$54,429
+HK$3,122/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$102,614/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$567,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,711
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,151
−HK$1,462/mo
Today · 4.125%
HK$56,613
baseline
▲ 0.50% · 4.625%
HK$59,597
+HK$2,984/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$113,226/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$567,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,074
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$64,005
−HK$1,962/mo
Today · 4.125%
HK$65,967
baseline
▲ 0.50% · 4.625%
HK$69,981
+HK$4,014/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$131,934/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,057
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,909
−HK$1,879/mo
Today · 4.125%
HK$72,788
baseline
▲ 0.50% · 4.625%
HK$76,624
+HK$3,836/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$145,576/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,134 · Scale 2, in force from 26 Feb 2026)