LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,489
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,562
−HK$1,090/mo
Today · 4.125%
HK$36,652
baseline
▲ 0.50% · 4.625%
HK$38,882
+HK$2,230/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,304/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,369
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,398
−HK$1,044/mo
Today · 4.125%
HK$40,442
baseline
▲ 0.50% · 4.625%
HK$42,574
+HK$2,132/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,884/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,387
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,675
−HK$1,308/mo
Today · 4.125%
HK$43,983
baseline
▲ 0.50% · 4.625%
HK$46,659
+HK$2,676/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$87,966/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,043
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,278
−HK$1,253/mo
Today · 4.125%
HK$48,531
baseline
▲ 0.50% · 4.625%
HK$51,089
+HK$2,558/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$97,062/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,285
−HK$3,028/mo
▼ 0.25% · 3.875%
HK$49,787
−HK$1,526/mo
Today · 4.125%
HK$51,313
baseline
▲ 0.50% · 4.625%
HK$54,435
+HK$3,122/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$102,626/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$567,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,717
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,158
−HK$1,461/mo
Today · 4.125%
HK$56,619
baseline
▲ 0.50% · 4.625%
HK$59,603
+HK$2,984/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$113,238/mo (50% DSR)
Upfront cash ≈ HK$5.10M (deposit + AVD stamp duty HK$567,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,081
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$64,012
−HK$1,962/mo
Today · 4.125%
HK$65,974
baseline
▲ 0.50% · 4.625%
HK$69,988
+HK$4,014/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$131,948/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,198 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,065
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,917
−HK$1,879/mo
Today · 4.125%
HK$72,796
baseline
▲ 0.50% · 4.625%
HK$76,633
+HK$3,837/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$145,592/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,198 · Scale 2, in force from 26 Feb 2026)