LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,493
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,566
−HK$1,090/mo
Today · 4.125%
HK$36,656
baseline
▲ 0.50% · 4.625%
HK$38,887
+HK$2,231/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,312/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,373
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,402
−HK$1,044/mo
Today · 4.125%
HK$40,446
baseline
▲ 0.50% · 4.625%
HK$42,578
+HK$2,132/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,892/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,392
−HK$2,595/mo
▼ 0.25% · 3.875%
HK$42,679
−HK$1,308/mo
Today · 4.125%
HK$43,987
baseline
▲ 0.50% · 4.625%
HK$46,664
+HK$2,677/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$87,974/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,048
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,283
−HK$1,253/mo
Today · 4.125%
HK$48,536
baseline
▲ 0.50% · 4.625%
HK$51,094
+HK$2,558/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$97,072/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,290
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,792
−HK$1,527/mo
Today · 4.125%
HK$51,319
baseline
▲ 0.50% · 4.625%
HK$54,441
+HK$3,122/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$102,638/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,722
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,163
−HK$1,462/mo
Today · 4.125%
HK$56,625
baseline
▲ 0.50% · 4.625%
HK$59,610
+HK$2,985/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$113,250/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,088
−HK$3,893/mo
▼ 0.25% · 3.875%
HK$64,019
−HK$1,962/mo
Today · 4.125%
HK$65,981
baseline
▲ 0.50% · 4.625%
HK$69,996
+HK$4,015/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$131,962/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,072
−HK$3,731/mo
▼ 0.25% · 3.875%
HK$70,924
−HK$1,879/mo
Today · 4.125%
HK$72,803
baseline
▲ 0.50% · 4.625%
HK$76,641
+HK$3,838/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$145,606/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,257 · Scale 2, in force from 26 Feb 2026)