LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,494
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,567
−HK$1,091/mo
Today · 4.125%
HK$36,658
baseline
▲ 0.50% · 4.625%
HK$38,888
+HK$2,230/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,316/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,375
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,404
−HK$1,044/mo
Today · 4.125%
HK$40,448
baseline
▲ 0.50% · 4.625%
HK$42,580
+HK$2,132/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,896/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,393
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,681
−HK$1,308/mo
Today · 4.125%
HK$43,989
baseline
▲ 0.50% · 4.625%
HK$46,666
+HK$2,677/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$87,978/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,050
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,285
−HK$1,253/mo
Today · 4.125%
HK$48,538
baseline
▲ 0.50% · 4.625%
HK$51,096
+HK$2,558/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$97,076/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,292
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,794
−HK$1,527/mo
Today · 4.125%
HK$51,321
baseline
▲ 0.50% · 4.625%
HK$54,443
+HK$3,122/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$102,642/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,725
−HK$2,902/mo
▼ 0.25% · 3.875%
HK$55,165
−HK$1,462/mo
Today · 4.125%
HK$56,627
baseline
▲ 0.50% · 4.625%
HK$59,612
+HK$2,985/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$113,254/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,090
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,021
−HK$1,963/mo
Today · 4.125%
HK$65,984
baseline
▲ 0.50% · 4.625%
HK$69,999
+HK$4,015/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$131,968/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,074
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$70,927
−HK$1,879/mo
Today · 4.125%
HK$72,806
baseline
▲ 0.50% · 4.625%
HK$76,644
+HK$3,838/mo
Deposit HK$1.51M · loan HK$13.61M · min. income ≈ HK$145,612/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,279 · Scale 2, in force from 26 Feb 2026)