LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,498
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,571
−HK$1,090/mo
Today · 4.125%
HK$36,661
baseline
▲ 0.50% · 4.625%
HK$38,892
+HK$2,231/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$73,322/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,379
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$39,408
−HK$1,044/mo
Today · 4.125%
HK$40,452
baseline
▲ 0.50% · 4.625%
HK$42,584
+HK$2,132/mo
Deposit HK$7.56M · loan HK$7.56M · min. income ≈ HK$80,904/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,398
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,685
−HK$1,309/mo
Today · 4.125%
HK$43,994
baseline
▲ 0.50% · 4.625%
HK$46,670
+HK$2,676/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$87,988/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,054
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,289
−HK$1,254/mo
Today · 4.125%
HK$48,543
baseline
▲ 0.50% · 4.625%
HK$51,101
+HK$2,558/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$97,086/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,297
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,799
−HK$1,527/mo
Today · 4.125%
HK$51,326
baseline
▲ 0.50% · 4.625%
HK$54,449
+HK$3,123/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$102,652/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,730
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,171
−HK$1,462/mo
Today · 4.125%
HK$56,633
baseline
▲ 0.50% · 4.625%
HK$59,618
+HK$2,985/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$113,266/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,096
−HK$3,894/mo
▼ 0.25% · 3.875%
HK$64,028
−HK$1,962/mo
Today · 4.125%
HK$65,990
baseline
▲ 0.50% · 4.625%
HK$70,006
+HK$4,016/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$131,980/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,082
−HK$3,732/mo
▼ 0.25% · 3.875%
HK$70,934
−HK$1,880/mo
Today · 4.125%
HK$72,814
baseline
▲ 0.50% · 4.625%
HK$76,652
+HK$3,838/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$145,628/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,337 · Scale 2, in force from 26 Feb 2026)