LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,503
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,576
−HK$1,091/mo
Today · 4.125%
HK$36,667
baseline
▲ 0.50% · 4.625%
HK$38,898
+HK$2,231/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,334/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,384
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,414
−HK$1,044/mo
Today · 4.125%
HK$40,458
baseline
▲ 0.50% · 4.625%
HK$42,591
+HK$2,133/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,916/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,404
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,691
−HK$1,309/mo
Today · 4.125%
HK$44,000
baseline
▲ 0.50% · 4.625%
HK$46,677
+HK$2,677/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$88,000/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,061
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,296
−HK$1,254/mo
Today · 4.125%
HK$48,550
baseline
▲ 0.50% · 4.625%
HK$51,109
+HK$2,559/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$97,100/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,304
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,807
−HK$1,526/mo
Today · 4.125%
HK$51,333
baseline
▲ 0.50% · 4.625%
HK$54,457
+HK$3,124/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$102,666/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,738
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,179
−HK$1,462/mo
Today · 4.125%
HK$56,641
baseline
▲ 0.50% · 4.625%
HK$59,627
+HK$2,986/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$113,282/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,105
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$64,037
−HK$1,963/mo
Today · 4.125%
HK$66,000
baseline
▲ 0.50% · 4.625%
HK$70,016
+HK$4,016/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$132,000/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,091
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,944
−HK$1,880/mo
Today · 4.125%
HK$72,824
baseline
▲ 0.50% · 4.625%
HK$76,663
+HK$3,839/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$145,648/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,419 · Scale 2, in force from 26 Feb 2026)