LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,505
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,578
−HK$1,091/mo
Today · 4.125%
HK$36,669
baseline
▲ 0.50% · 4.625%
HK$38,900
+HK$2,231/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,338/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,386
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,416
−HK$1,044/mo
Today · 4.125%
HK$40,460
baseline
▲ 0.50% · 4.625%
HK$42,593
+HK$2,133/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,920/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,406
−HK$2,596/mo
▼ 0.25% · 3.875%
HK$42,694
−HK$1,308/mo
Today · 4.125%
HK$44,002
baseline
▲ 0.50% · 4.625%
HK$46,680
+HK$2,678/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$88,004/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,064
−HK$2,488/mo
▼ 0.25% · 3.875%
HK$47,299
−HK$1,253/mo
Today · 4.125%
HK$48,552
baseline
▲ 0.50% · 4.625%
HK$51,112
+HK$2,560/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$97,104/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,307
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,809
−HK$1,527/mo
Today · 4.125%
HK$51,336
baseline
▲ 0.50% · 4.625%
HK$54,460
+HK$3,124/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$102,672/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,741
−HK$2,903/mo
▼ 0.25% · 3.875%
HK$55,182
−HK$1,462/mo
Today · 4.125%
HK$56,644
baseline
▲ 0.50% · 4.625%
HK$59,630
+HK$2,986/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$113,288/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,109
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$64,041
−HK$1,963/mo
Today · 4.125%
HK$66,004
baseline
▲ 0.50% · 4.625%
HK$70,020
+HK$4,016/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$132,008/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,095
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,949
−HK$1,879/mo
Today · 4.125%
HK$72,828
baseline
▲ 0.50% · 4.625%
HK$76,667
+HK$3,839/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$145,656/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,452 · Scale 2, in force from 26 Feb 2026)