LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,508
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,582
−HK$1,090/mo
Today · 4.125%
HK$36,672
baseline
▲ 0.50% · 4.625%
HK$38,904
+HK$2,232/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,344/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,390
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,420
−HK$1,044/mo
Today · 4.125%
HK$40,464
baseline
▲ 0.50% · 4.625%
HK$42,597
+HK$2,133/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,928/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,410
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,698
−HK$1,309/mo
Today · 4.125%
HK$44,007
baseline
▲ 0.50% · 4.625%
HK$46,684
+HK$2,677/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$88,014/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,068
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,304
−HK$1,253/mo
Today · 4.125%
HK$48,557
baseline
▲ 0.50% · 4.625%
HK$51,116
+HK$2,559/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$97,114/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,312
−HK$3,029/mo
▼ 0.25% · 3.875%
HK$49,814
−HK$1,527/mo
Today · 4.125%
HK$51,341
baseline
▲ 0.50% · 4.625%
HK$54,465
+HK$3,124/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$102,682/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,746
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,188
−HK$1,462/mo
Today · 4.125%
HK$56,650
baseline
▲ 0.50% · 4.625%
HK$59,636
+HK$2,986/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$113,300/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,115
−HK$3,895/mo
▼ 0.25% · 3.875%
HK$64,047
−HK$1,963/mo
Today · 4.125%
HK$66,010
baseline
▲ 0.50% · 4.625%
HK$70,026
+HK$4,016/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$132,020/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,506 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,102
−HK$3,733/mo
▼ 0.25% · 3.875%
HK$70,955
−HK$1,880/mo
Today · 4.125%
HK$72,835
baseline
▲ 0.50% · 4.625%
HK$76,675
+HK$3,840/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$145,670/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,506 · Scale 2, in force from 26 Feb 2026)