LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,510
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,584
−HK$1,090/mo
Today · 4.125%
HK$36,674
baseline
▲ 0.50% · 4.625%
HK$38,906
+HK$2,232/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,348/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,392
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,422
−HK$1,044/mo
Today · 4.125%
HK$40,466
baseline
▲ 0.50% · 4.625%
HK$42,599
+HK$2,133/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,932/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,412
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,700
−HK$1,309/mo
Today · 4.125%
HK$44,009
baseline
▲ 0.50% · 4.625%
HK$46,687
+HK$2,678/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$88,018/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,071
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,306
−HK$1,254/mo
Today · 4.125%
HK$48,560
baseline
▲ 0.50% · 4.625%
HK$51,119
+HK$2,559/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$97,120/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,314
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,817
−HK$1,527/mo
Today · 4.125%
HK$51,344
baseline
▲ 0.50% · 4.625%
HK$54,468
+HK$3,124/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$102,688/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,749
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,191
−HK$1,462/mo
Today · 4.125%
HK$56,653
baseline
▲ 0.50% · 4.625%
HK$59,639
+HK$2,986/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$113,306/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,118
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,051
−HK$1,963/mo
Today · 4.125%
HK$66,014
baseline
▲ 0.50% · 4.625%
HK$70,030
+HK$4,016/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$132,028/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,106
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,959
−HK$1,881/mo
Today · 4.125%
HK$72,840
baseline
▲ 0.50% · 4.625%
HK$76,679
+HK$3,839/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$145,680/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,538 · Scale 2, in force from 26 Feb 2026)