LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,511
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,584
−HK$1,091/mo
Today · 4.125%
HK$36,675
baseline
▲ 0.50% · 4.625%
HK$38,906
+HK$2,231/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,350/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,393
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,422
−HK$1,045/mo
Today · 4.125%
HK$40,467
baseline
▲ 0.50% · 4.625%
HK$42,600
+HK$2,133/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,934/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,413
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,701
−HK$1,309/mo
Today · 4.125%
HK$44,010
baseline
▲ 0.50% · 4.625%
HK$46,688
+HK$2,678/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$88,020/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,071
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,307
−HK$1,253/mo
Today · 4.125%
HK$48,560
baseline
▲ 0.50% · 4.625%
HK$51,120
+HK$2,560/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$97,120/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,315
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,818
−HK$1,527/mo
Today · 4.125%
HK$51,345
baseline
▲ 0.50% · 4.625%
HK$54,469
+HK$3,124/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$102,690/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,750
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,191
−HK$1,463/mo
Today · 4.125%
HK$56,654
baseline
▲ 0.50% · 4.625%
HK$59,640
+HK$2,986/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$113,308/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,119
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,051
−HK$1,964/mo
Today · 4.125%
HK$66,015
baseline
▲ 0.50% · 4.625%
HK$70,031
+HK$4,016/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$132,030/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,107
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,960
−HK$1,881/mo
Today · 4.125%
HK$72,841
baseline
▲ 0.50% · 4.625%
HK$76,680
+HK$3,839/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$145,682/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,546 · Scale 2, in force from 26 Feb 2026)