LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,511
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,585
−HK$1,090/mo
Today · 4.125%
HK$36,675
baseline
▲ 0.50% · 4.625%
HK$38,907
+HK$2,232/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,350/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,394
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,423
−HK$1,045/mo
Today · 4.125%
HK$40,468
baseline
▲ 0.50% · 4.625%
HK$42,601
+HK$2,133/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,936/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$567,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,414
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,702
−HK$1,309/mo
Today · 4.125%
HK$44,011
baseline
▲ 0.50% · 4.625%
HK$46,689
+HK$2,678/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$88,022/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,072
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,308
−HK$1,253/mo
Today · 4.125%
HK$48,561
baseline
▲ 0.50% · 4.625%
HK$51,121
+HK$2,560/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$97,122/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,316
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,819
−HK$1,527/mo
Today · 4.125%
HK$51,346
baseline
▲ 0.50% · 4.625%
HK$54,470
+HK$3,124/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$102,692/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,751
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,192
−HK$1,463/mo
Today · 4.125%
HK$56,655
baseline
▲ 0.50% · 4.625%
HK$59,641
+HK$2,986/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$113,310/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,120
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,053
−HK$1,963/mo
Today · 4.125%
HK$66,016
baseline
▲ 0.50% · 4.625%
HK$70,033
+HK$4,017/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$132,032/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,108
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,962
−HK$1,880/mo
Today · 4.125%
HK$72,842
baseline
▲ 0.50% · 4.625%
HK$76,682
+HK$3,840/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$145,684/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,557 · Scale 2, in force from 26 Feb 2026)