LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,512
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,586
−HK$1,090/mo
Today · 4.125%
HK$36,676
baseline
▲ 0.50% · 4.625%
HK$38,908
+HK$2,232/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,352/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,395
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,424
−HK$1,045/mo
Today · 4.125%
HK$40,469
baseline
▲ 0.50% · 4.625%
HK$42,602
+HK$2,133/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,938/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,415
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,703
−HK$1,309/mo
Today · 4.125%
HK$44,012
baseline
▲ 0.50% · 4.625%
HK$46,690
+HK$2,678/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$88,024/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,073
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,309
−HK$1,254/mo
Today · 4.125%
HK$48,563
baseline
▲ 0.50% · 4.625%
HK$51,122
+HK$2,559/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$97,126/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,317
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,820
−HK$1,527/mo
Today · 4.125%
HK$51,347
baseline
▲ 0.50% · 4.625%
HK$54,471
+HK$3,124/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$102,694/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,752
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,194
−HK$1,462/mo
Today · 4.125%
HK$56,656
baseline
▲ 0.50% · 4.625%
HK$59,643
+HK$2,987/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$113,312/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,122
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,054
−HK$1,964/mo
Today · 4.125%
HK$66,018
baseline
▲ 0.50% · 4.625%
HK$70,035
+HK$4,017/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$132,036/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,110
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,964
−HK$1,880/mo
Today · 4.125%
HK$72,844
baseline
▲ 0.50% · 4.625%
HK$76,684
+HK$3,840/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$145,688/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,572 · Scale 2, in force from 26 Feb 2026)