LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,513
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,586
−HK$1,091/mo
Today · 4.125%
HK$36,677
baseline
▲ 0.50% · 4.625%
HK$38,909
+HK$2,232/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,354/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,395
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,425
−HK$1,044/mo
Today · 4.125%
HK$40,469
baseline
▲ 0.50% · 4.625%
HK$42,603
+HK$2,134/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,938/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,415
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,704
−HK$1,308/mo
Today · 4.125%
HK$44,012
baseline
▲ 0.50% · 4.625%
HK$46,690
+HK$2,678/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$88,024/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,074
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,310
−HK$1,253/mo
Today · 4.125%
HK$48,563
baseline
▲ 0.50% · 4.625%
HK$51,123
+HK$2,560/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$97,126/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,318
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,821
−HK$1,527/mo
Today · 4.125%
HK$51,348
baseline
▲ 0.50% · 4.625%
HK$54,472
+HK$3,124/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$102,696/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,753
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,195
−HK$1,462/mo
Today · 4.125%
HK$56,657
baseline
▲ 0.50% · 4.625%
HK$59,644
+HK$2,987/mo
Deposit HK$4.54M · loan HK$10.59M · min. income ≈ HK$113,314/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,123
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,055
−HK$1,964/mo
Today · 4.125%
HK$66,019
baseline
▲ 0.50% · 4.625%
HK$70,036
+HK$4,017/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$132,038/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,581 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,111
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,965
−HK$1,880/mo
Today · 4.125%
HK$72,845
baseline
▲ 0.50% · 4.625%
HK$76,685
+HK$3,840/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$145,690/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,581 · Scale 2, in force from 26 Feb 2026)