LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,516
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,590
−HK$1,090/mo
Today · 4.125%
HK$36,680
baseline
▲ 0.50% · 4.625%
HK$38,912
+HK$2,232/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,360/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,399
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,429
−HK$1,044/mo
Today · 4.125%
HK$40,473
baseline
▲ 0.50% · 4.625%
HK$42,607
+HK$2,134/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,946/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,419
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,708
−HK$1,309/mo
Today · 4.125%
HK$44,017
baseline
▲ 0.50% · 4.625%
HK$46,695
+HK$2,678/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$88,034/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,078
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,314
−HK$1,254/mo
Today · 4.125%
HK$48,568
baseline
▲ 0.50% · 4.625%
HK$51,128
+HK$2,560/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$97,136/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,322
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,825
−HK$1,528/mo
Today · 4.125%
HK$51,353
baseline
▲ 0.50% · 4.625%
HK$54,477
+HK$3,124/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,706/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,758
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,200
−HK$1,463/mo
Today · 4.125%
HK$56,663
baseline
▲ 0.50% · 4.625%
HK$59,649
+HK$2,986/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,326/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,129
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,061
−HK$1,964/mo
Today · 4.125%
HK$66,025
baseline
▲ 0.50% · 4.625%
HK$70,042
+HK$4,017/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$132,050/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,118
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,971
−HK$1,881/mo
Today · 4.125%
HK$72,852
baseline
▲ 0.50% · 4.625%
HK$76,692
+HK$3,840/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$145,704/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,634 · Scale 2, in force from 26 Feb 2026)