LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,517
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,591
−HK$1,091/mo
Today · 4.125%
HK$36,682
baseline
▲ 0.50% · 4.625%
HK$38,914
+HK$2,232/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,364/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,400
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,430
−HK$1,044/mo
Today · 4.125%
HK$40,474
baseline
▲ 0.50% · 4.625%
HK$42,608
+HK$2,134/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,948/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,420
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,709
−HK$1,309/mo
Today · 4.125%
HK$44,018
baseline
▲ 0.50% · 4.625%
HK$46,696
+HK$2,678/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$88,036/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,080
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,316
−HK$1,253/mo
Today · 4.125%
HK$48,569
baseline
▲ 0.50% · 4.625%
HK$51,129
+HK$2,560/mo
Deposit HK$6.05M · loan HK$9.08M · min. income ≈ HK$97,138/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,324
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,827
−HK$1,527/mo
Today · 4.125%
HK$51,354
baseline
▲ 0.50% · 4.625%
HK$54,479
+HK$3,125/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,708/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,760
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,202
−HK$1,462/mo
Today · 4.125%
HK$56,664
baseline
▲ 0.50% · 4.625%
HK$59,651
+HK$2,987/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,328/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,131
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,063
−HK$1,964/mo
Today · 4.125%
HK$66,027
baseline
▲ 0.50% · 4.625%
HK$70,044
+HK$4,017/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$132,054/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,120
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,973
−HK$1,881/mo
Today · 4.125%
HK$72,854
baseline
▲ 0.50% · 4.625%
HK$76,694
+HK$3,840/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$145,708/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,651 · Scale 2, in force from 26 Feb 2026)