LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,518
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,591
−HK$1,091/mo
Today · 4.125%
HK$36,682
baseline
▲ 0.50% · 4.625%
HK$38,914
+HK$2,232/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,364/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,400
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,430
−HK$1,045/mo
Today · 4.125%
HK$40,475
baseline
▲ 0.50% · 4.625%
HK$42,609
+HK$2,134/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,950/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,421
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,710
−HK$1,309/mo
Today · 4.125%
HK$44,019
baseline
▲ 0.50% · 4.625%
HK$46,697
+HK$2,678/mo
Deposit HK$6.06M · loan HK$9.08M · min. income ≈ HK$88,038/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,081
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,316
−HK$1,254/mo
Today · 4.125%
HK$48,570
baseline
▲ 0.50% · 4.625%
HK$51,130
+HK$2,560/mo
Deposit HK$6.06M · loan HK$9.08M · min. income ≈ HK$97,140/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,325
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,828
−HK$1,527/mo
Today · 4.125%
HK$51,355
baseline
▲ 0.50% · 4.625%
HK$54,480
+HK$3,125/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,710/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,761
−HK$2,904/mo
▼ 0.25% · 3.875%
HK$55,202
−HK$1,463/mo
Today · 4.125%
HK$56,665
baseline
▲ 0.50% · 4.625%
HK$59,652
+HK$2,987/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,330/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,132
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,064
−HK$1,964/mo
Today · 4.125%
HK$66,028
baseline
▲ 0.50% · 4.625%
HK$70,045
+HK$4,017/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$132,056/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,660 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,121
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,975
−HK$1,880/mo
Today · 4.125%
HK$72,855
baseline
▲ 0.50% · 4.625%
HK$76,696
+HK$3,841/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$145,710/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,660 · Scale 2, in force from 26 Feb 2026)