LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,518
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,592
−HK$1,091/mo
Today · 4.125%
HK$36,683
baseline
▲ 0.50% · 4.625%
HK$38,915
+HK$2,232/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,366/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,401
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,431
−HK$1,045/mo
Today · 4.125%
HK$40,476
baseline
▲ 0.50% · 4.625%
HK$42,610
+HK$2,134/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,952/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,422
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,711
−HK$1,309/mo
Today · 4.125%
HK$44,020
baseline
▲ 0.50% · 4.625%
HK$46,698
+HK$2,678/mo
Deposit HK$6.06M · loan HK$9.08M · min. income ≈ HK$88,040/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,082
−HK$2,489/mo
▼ 0.25% · 3.875%
HK$47,318
−HK$1,253/mo
Today · 4.125%
HK$48,571
baseline
▲ 0.50% · 4.625%
HK$51,132
+HK$2,561/mo
Deposit HK$6.06M · loan HK$9.08M · min. income ≈ HK$97,142/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,326
−HK$3,030/mo
▼ 0.25% · 3.875%
HK$49,829
−HK$1,527/mo
Today · 4.125%
HK$51,356
baseline
▲ 0.50% · 4.625%
HK$54,481
+HK$3,125/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,712/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,762
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,204
−HK$1,463/mo
Today · 4.125%
HK$56,667
baseline
▲ 0.50% · 4.625%
HK$59,654
+HK$2,987/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,334/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,133
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,066
−HK$1,963/mo
Today · 4.125%
HK$66,029
baseline
▲ 0.50% · 4.625%
HK$70,047
+HK$4,018/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$132,058/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,123
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$70,976
−HK$1,881/mo
Today · 4.125%
HK$72,857
baseline
▲ 0.50% · 4.625%
HK$76,697
+HK$3,840/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$145,714/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,674 · Scale 2, in force from 26 Feb 2026)