LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,520
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,593
−HK$1,091/mo
Today · 4.125%
HK$36,684
baseline
▲ 0.50% · 4.625%
HK$38,916
+HK$2,232/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,368/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,403
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,433
−HK$1,045/mo
Today · 4.125%
HK$40,478
baseline
▲ 0.50% · 4.625%
HK$42,611
+HK$2,133/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,956/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,424
−HK$2,597/mo
▼ 0.25% · 3.875%
HK$42,712
−HK$1,309/mo
Today · 4.125%
HK$44,021
baseline
▲ 0.50% · 4.625%
HK$46,700
+HK$2,679/mo
Deposit HK$6.06M · loan HK$9.08M · min. income ≈ HK$88,042/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,083
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,319
−HK$1,254/mo
Today · 4.125%
HK$48,573
baseline
▲ 0.50% · 4.625%
HK$51,133
+HK$2,560/mo
Deposit HK$6.06M · loan HK$9.08M · min. income ≈ HK$97,146/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,327
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,831
−HK$1,527/mo
Today · 4.125%
HK$51,358
baseline
▲ 0.50% · 4.625%
HK$54,483
+HK$3,125/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,716/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,764
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,206
−HK$1,463/mo
Today · 4.125%
HK$56,669
baseline
▲ 0.50% · 4.625%
HK$59,656
+HK$2,987/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,338/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,135
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,068
−HK$1,964/mo
Today · 4.125%
HK$66,032
baseline
▲ 0.50% · 4.625%
HK$70,050
+HK$4,018/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$132,064/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,694 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,125
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,979
−HK$1,881/mo
Today · 4.125%
HK$72,860
baseline
▲ 0.50% · 4.625%
HK$76,700
+HK$3,840/mo
Deposit HK$1.51M · loan HK$13.62M · min. income ≈ HK$145,720/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,694 · Scale 2, in force from 26 Feb 2026)