LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,522
−HK$2,164/mo
▼ 0.25% · 3.875%
HK$35,595
−HK$1,091/mo
Today · 4.125%
HK$36,686
baseline
▲ 0.50% · 4.625%
HK$38,919
+HK$2,233/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,372/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,405
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,435
−HK$1,045/mo
Today · 4.125%
HK$40,480
baseline
▲ 0.50% · 4.625%
HK$42,614
+HK$2,134/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,960/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,426
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,714
−HK$1,310/mo
Today · 4.125%
HK$44,024
baseline
▲ 0.50% · 4.625%
HK$46,702
+HK$2,678/mo
Deposit HK$6.06M · loan HK$9.08M · min. income ≈ HK$88,048/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,086
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,322
−HK$1,254/mo
Today · 4.125%
HK$48,576
baseline
▲ 0.50% · 4.625%
HK$51,136
+HK$2,560/mo
Deposit HK$6.06M · loan HK$9.08M · min. income ≈ HK$97,152/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,330
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,834
−HK$1,527/mo
Today · 4.125%
HK$51,361
baseline
▲ 0.50% · 4.625%
HK$54,486
+HK$3,125/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,722/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,767
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,209
−HK$1,463/mo
Today · 4.125%
HK$56,672
baseline
▲ 0.50% · 4.625%
HK$59,659
+HK$2,987/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,344/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,139
−HK$3,896/mo
▼ 0.25% · 3.875%
HK$64,072
−HK$1,963/mo
Today · 4.125%
HK$66,035
baseline
▲ 0.50% · 4.625%
HK$70,054
+HK$4,019/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,070/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,129
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,983
−HK$1,881/mo
Today · 4.125%
HK$72,864
baseline
▲ 0.50% · 4.625%
HK$76,704
+HK$3,840/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,728/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,726 · Scale 2, in force from 26 Feb 2026)