LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,523
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,597
−HK$1,091/mo
Today · 4.125%
HK$36,688
baseline
▲ 0.50% · 4.625%
HK$38,921
+HK$2,233/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,376/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,407
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,437
−HK$1,045/mo
Today · 4.125%
HK$40,482
baseline
▲ 0.50% · 4.625%
HK$42,616
+HK$2,134/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,964/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,428
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,717
−HK$1,309/mo
Today · 4.125%
HK$44,026
baseline
▲ 0.50% · 4.625%
HK$46,705
+HK$2,679/mo
Deposit HK$6.06M · loan HK$9.08M · min. income ≈ HK$88,052/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,088
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,324
−HK$1,254/mo
Today · 4.125%
HK$48,578
baseline
▲ 0.50% · 4.625%
HK$51,139
+HK$2,561/mo
Deposit HK$6.06M · loan HK$9.08M · min. income ≈ HK$97,156/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,333
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,836
−HK$1,528/mo
Today · 4.125%
HK$51,364
baseline
▲ 0.50% · 4.625%
HK$54,489
+HK$3,125/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,728/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,770
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,212
−HK$1,463/mo
Today · 4.125%
HK$56,675
baseline
▲ 0.50% · 4.625%
HK$59,662
+HK$2,987/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,350/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,142
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,075
−HK$1,964/mo
Today · 4.125%
HK$66,039
baseline
▲ 0.50% · 4.625%
HK$70,057
+HK$4,018/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,078/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,133
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,987
−HK$1,881/mo
Today · 4.125%
HK$72,868
baseline
▲ 0.50% · 4.625%
HK$76,709
+HK$3,841/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,736/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,756 · Scale 2, in force from 26 Feb 2026)