LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,525
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,599
−HK$1,091/mo
Today · 4.125%
HK$36,690
baseline
▲ 0.50% · 4.625%
HK$38,922
+HK$2,232/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,380/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,408
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,439
−HK$1,045/mo
Today · 4.125%
HK$40,484
baseline
▲ 0.50% · 4.625%
HK$42,617
+HK$2,133/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,968/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,430
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,718
−HK$1,310/mo
Today · 4.125%
HK$44,028
baseline
▲ 0.50% · 4.625%
HK$46,707
+HK$2,679/mo
Deposit HK$6.06M · loan HK$9.08M · min. income ≈ HK$88,056/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,090
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,326
−HK$1,254/mo
Today · 4.125%
HK$48,580
baseline
▲ 0.50% · 4.625%
HK$51,141
+HK$2,561/mo
Deposit HK$6.06M · loan HK$9.08M · min. income ≈ HK$97,160/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,335
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,838
−HK$1,528/mo
Today · 4.125%
HK$51,366
baseline
▲ 0.50% · 4.625%
HK$54,491
+HK$3,125/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,732/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,772
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,214
−HK$1,463/mo
Today · 4.125%
HK$56,677
baseline
▲ 0.50% · 4.625%
HK$59,664
+HK$2,987/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,354/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,145
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,078
−HK$1,964/mo
Today · 4.125%
HK$66,042
baseline
▲ 0.50% · 4.625%
HK$70,060
+HK$4,018/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,084/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,135
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,989
−HK$1,881/mo
Today · 4.125%
HK$72,870
baseline
▲ 0.50% · 4.625%
HK$76,711
+HK$3,841/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,740/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,778 · Scale 2, in force from 26 Feb 2026)