LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,526
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,600
−HK$1,091/mo
Today · 4.125%
HK$36,691
baseline
▲ 0.50% · 4.625%
HK$38,924
+HK$2,233/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,382/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,410
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,440
−HK$1,045/mo
Today · 4.125%
HK$40,485
baseline
▲ 0.50% · 4.625%
HK$42,619
+HK$2,134/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,970/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,431
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,720
−HK$1,309/mo
Today · 4.125%
HK$44,029
baseline
▲ 0.50% · 4.625%
HK$46,708
+HK$2,679/mo
Deposit HK$6.06M · loan HK$9.08M · min. income ≈ HK$88,058/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,092
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,328
−HK$1,254/mo
Today · 4.125%
HK$48,582
baseline
▲ 0.50% · 4.625%
HK$51,143
+HK$2,561/mo
Deposit HK$6.06M · loan HK$9.08M · min. income ≈ HK$97,164/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,337
−HK$3,031/mo
▼ 0.25% · 3.875%
HK$49,840
−HK$1,528/mo
Today · 4.125%
HK$51,368
baseline
▲ 0.50% · 4.625%
HK$54,493
+HK$3,125/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,736/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,774
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,216
−HK$1,463/mo
Today · 4.125%
HK$56,679
baseline
▲ 0.50% · 4.625%
HK$59,667
+HK$2,988/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,358/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,147
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,080
−HK$1,964/mo
Today · 4.125%
HK$66,044
baseline
▲ 0.50% · 4.625%
HK$70,063
+HK$4,019/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,088/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,800 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,138
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,992
−HK$1,881/mo
Today · 4.125%
HK$72,873
baseline
▲ 0.50% · 4.625%
HK$76,714
+HK$3,841/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,746/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,800 · Scale 2, in force from 26 Feb 2026)