LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,527
−HK$2,165/mo
▼ 0.25% · 3.875%
HK$35,601
−HK$1,091/mo
Today · 4.125%
HK$36,692
baseline
▲ 0.50% · 4.625%
HK$38,924
+HK$2,232/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$73,384/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,411
−HK$2,075/mo
▼ 0.25% · 3.875%
HK$39,441
−HK$1,045/mo
Today · 4.125%
HK$40,486
baseline
▲ 0.50% · 4.625%
HK$42,620
+HK$2,134/mo
Deposit HK$7.57M · loan HK$7.57M · min. income ≈ HK$80,972/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$567,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,432
−HK$2,598/mo
▼ 0.25% · 3.875%
HK$42,721
−HK$1,309/mo
Today · 4.125%
HK$44,030
baseline
▲ 0.50% · 4.625%
HK$46,709
+HK$2,679/mo
Deposit HK$6.06M · loan HK$9.08M · min. income ≈ HK$88,060/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,093
−HK$2,490/mo
▼ 0.25% · 3.875%
HK$47,329
−HK$1,254/mo
Today · 4.125%
HK$48,583
baseline
▲ 0.50% · 4.625%
HK$51,144
+HK$2,561/mo
Deposit HK$6.06M · loan HK$9.08M · min. income ≈ HK$97,166/mo (50% DSR)
Upfront cash ≈ HK$6.62M (deposit + AVD stamp duty HK$567,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,337
−HK$3,032/mo
▼ 0.25% · 3.875%
HK$49,841
−HK$1,528/mo
Today · 4.125%
HK$51,369
baseline
▲ 0.50% · 4.625%
HK$54,494
+HK$3,125/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$102,738/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,775
−HK$2,905/mo
▼ 0.25% · 3.875%
HK$55,217
−HK$1,463/mo
Today · 4.125%
HK$56,680
baseline
▲ 0.50% · 4.625%
HK$59,668
+HK$2,988/mo
Deposit HK$4.54M · loan HK$10.60M · min. income ≈ HK$113,360/mo (50% DSR)
Upfront cash ≈ HK$5.11M (deposit + AVD stamp duty HK$567,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,148
−HK$3,897/mo
▼ 0.25% · 3.875%
HK$64,081
−HK$1,964/mo
Today · 4.125%
HK$66,045
baseline
▲ 0.50% · 4.625%
HK$70,064
+HK$4,019/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$132,090/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,139
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$70,993
−HK$1,881/mo
Today · 4.125%
HK$72,874
baseline
▲ 0.50% · 4.625%
HK$76,716
+HK$3,842/mo
Deposit HK$1.51M · loan HK$13.63M · min. income ≈ HK$145,748/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$567,810 · Scale 2, in force from 26 Feb 2026)